Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Business Cycle How will you weather the ups and downs of the business cycle? Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. A Living Trust Primer Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.