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Helping Business Owners
with Colorado SecureSavings Mandate Plan

40+ years of experience in Financial Planning and Wealth Management Services, with focus on Investment Management, Retirement Planning, Estate Planning, and Tax Planning.

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How are we different?

Elegantly Integrated Eco-System

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Financial Advisory Services

Our financial advisors have the freedom to offer products from a variety of sources, including common and preferred stocks, bonds and stock funds, municipal bonds, insurance, and annuities, to name a few. You will not be limited to a single-fund family or insurance company, because neither are we.

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Wealth Management

CC Coaching and Consulting obtains solid insights about companies, the market, and the economy from a variety of sources. CC Coaching and Consulting is a research-driven firm that has been assisting investors for more than 40 years.

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Retirement Planning

Tell us about your situation, goals, and expectations so that we can make recommendations tailored to you. As the economic conditions, technological breakthroughs, and other factors warrant, we will suggest modifications and new opportunities over time, always explaining our reasoning in detail.

PEOPLE WE SERVE

Our Services

Our Services

  • Corporate 401(k)
  • Tax Planning
  • ERISA (Employee Retirement Income Security Act)
  • Retirement Planning
  • 403B
  • 457
  • Colorado Secure Savings Program
  • Group Annuities


*For a comprehensive review of your personal situation, always consult with a tax or legal advisor.

  • Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

How do I know if my business qualifies?

All businesses with employees in Colorado are required to register for the program unless they meet one of the below exceptions:

  • A qualified, employer-sponsored retirement plan is one that is qualified under Internal Revenue Code sections 401(a) (including a 401(k) plan), 403(a), 403(b), Simplified Employee Pension plan under section 408(k), SIMPLE IRA plan under section 408(p), or governmental deferred compensation plan under section 457. (b). It excludes payroll deduction IRAs. You never employ more than 5 employees at any one time, not counting employees under the age of 18 or employed for fewer than 180 days.
  • Your business is less than 2 years old.

As a small business owner, you can still opt in and offer the program even if you are not mandated to do so.

If you qualify and do not enroll, there are penalties or fines for noncompliance. There will be $100 per employee per year with a cap of $5,000 per year.

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Colorado Securesavings plan

Colorado Securesavings plan

Helping Executives, Professionals and Entrepreneurs

Colorado SecureSavings is a new retirement savings programme administered by the Office of the State Treasurer's Colorado SecureSavings Board. More than 40% of Colorado's private-sector employment, or roughly 940,000 people, do not have access to a workplace retirement savings plan. Colorado SecureSavings was founded to address this pressing need.

Businesses may help their workers save for retirement in a handy Roth Individual Retirement Account (IRA) that is transferable even if they move or leave their employment with Colorado SecureSavings. This new initiative makes it simple for Colorado workers to save for the future.

We love to hear you<br/>

We love to hear you

Office:
(720) 738-4711

Fax:
303-797-6310

Address:
5595 South Sycamore Street,
Littleton, CO 80120

Email:
info@cccandc.com

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